How does the rent compare to a mortgage?
We realise that often a mortgage can be cheaper to renting a property. If you can afford to get a mortgage on the property you love today then you should!
If you get a mortgage on a property you lock in today's price, so any appreciation in value is your benefit. With Pluto, you are gradually purchasing the property, so both you and the investment partner will benefit from the appreciation. This also means that over time you might end up paying more for the property.
We are here to help those who can't get a mortgage today or at least not on the property they want. If you choose Pluto to start your homeownership journey we will help you 'graduate' towards owning 100% of the property, whether through us or via a mortgage.